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Rates Schedule

For Current Rates, please view our current rates below


Share Rates


Share Certificate Rates

Share Certificate: (Certificate rates may change daily)


Money Market Rates

Minimum Balance APY
$5,000 – $50,000 0.55%
$50,000.01 – $100,000 0.65%
$100,000.01+ 0.75%
*10.00 monthly fee if <$5,000 balance *Limit 4 withdrawals per month
*Balances of $5,000 or less will not earn interest  

 


Loan Rates

Signature Loans

  • as low as 9.00%* (APR)
  • Borrow up to $10,000
  • *includes member rewards

NEW and USED Auto Loan Rates

  • 36 months as low as 3.25%*
  • 48 months as low as 3.50%*
  • 60 months as low as 3.75%*
  • 72 months as low as 4.50%*
  • 84 months as low as 5.00%*
  • All rates APR
  • *includes member rewards

NEW and USED ATV’s, Seadoo’s & Snowmobiles

  • Rates as low as 6.25%* for 60 months (APR)

NEW and USED Campers, Boats, Motorhomes & Motorcycles

  • Rates as low as 6.25%* for 60 months (APR)

Mortgage, Land and Home Equities

  • Contact us at info@mountainvalleyfcu.com or 518-643-9915

OTHER Loan Rates

  • Share Secured – 2.50%
  • CD Secured – 3.00% over the CD Rate
  • Open Line of Credit – 14.75%
  • All rates APR

 

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