Mountain Valley Federal Credit Union is a unique kind of financial self-help, non-profit institution organized in 1963 by the employees of Peru Central School. On December 21, 2015, NCUA (National Credit Union Administration) approved Mountain Valley Federal Credit Union’s request to become a community charter credit union. We are very pleased to announce that with this new expansion, our community charter service will now include Clinton County and Essex County. This allows our credit union to provide our superior services to anyone who lives, works, worships, and volunteers or attends school in Clinton or Essex County, New York. Over the years, Mountain Valley Federal Credit Union has built a unique, trust-based relationship with our members and we are eager to bring our philosophy of ‘People Helping People’ to everyone in Clinton and Essex Counties. Our staff and Board of Directors strive to uphold that philosophy every single day.

Being a non-profit organization allows the Credit Union to offer higher dividends on savings and lower rates on loans.

The dedicated staff is trained in providing personalized service to each member and is always willing to go the extra mile to ensure members are well taken care of and happy.

Bauer Financial has given the Mountain Valley Federal Credit Union numerous 5 Star ratings.

It is our ongoing goal to serve the membership of the Credit Union in the best possible way and to maintain competitive dividend and loan rates while looking into new services for our members.

Our Mission

At the Mountain Valley Federal Credit Union our members come first. The credit union exists for the benefit of its members by providing a variety of financial services and products at competitive rates.